Perpay - Shop, Pay Over Time, and Build Credit

Perpay is a versatile and user-friendly shopping app that enables you to purchase your favorite items and pay for them via convenient installment. In addition, you can build your credit while making purchases with this all-in-one financial app. Perpay is the perfect solution for anyone looking to upgrade their shopping experience and build their credit score without going through a lengthy approval process.

Outstanding Spending Power

With Perpay, you have access to $1,000 in average spending power that you can use to buy anything at all from a wide range of top brands. This means you can upgrade your wardrobe, get the latest gadgets, or purchase any of the items on your wish list without breaking out of your budget. Perpay allows you to pay for your purchases in manageable monthly installments from your paycheck.

Small Payments from Your Paycheck

Perpay offers you an easy way to make payments without putting a strain on your budget. You can allocate a small portion of your paycheck towards your Perpay purchases in monthly installments. This innovative feature turns your shopping budget into a flexible payment plan that you can manage with ease.

Build Credit Along the Way

Perpay helps you improve your credit score as you make purchases and repay the installments. Users have experienced an average credit score increase of 39 points. This helps you to establish a solid credit history while enjoying the convenience of shopping without worrying about extensive loan applications or high-interest rates.

No Fees, Interest, or Credit Check

Perpay prides itself on being transparent with its members. There are no sneaky fees or hidden interest rates to worry about when you shop using the app. You'll only ever pay for what you buy, and you can have peace of mind knowing that you won't face any surprises along the way. As an added bonus, there are no credit checks needed to use Perpay.

Simple, Transparent, and Inclusive

Perpay is passionate about offering financial solutions that work for everyone. We are dedicated to providing a simple financial instrument that is transparent and inclusive. With our community of over 6 million members, we are constantly working towards making the shopping and credit-building process accessible to everyone.

Join Our Community of 6+ Million Members Today

Join our community of over 6 million members and gain access to our diverse marketplace with affordable payment options. Download Perpay today and start shopping your favorite brands. With Perpay, you can improve your credit score while enjoying a convenient payment plan. It's slow to build your credit, steady as you go - it's all possible with Perpay.