Introducing Gerald: Cash Advance App

Gerald is a personal finance app that takes the hassle out of managing your finances. With Gerald, you no longer need to worry about paying bills on time, getting the money you need for household expenses, or managing your income. Best of all, there are zero credit checks, no interest, and no hidden fees.

Instant Overdraft Advances

Say goodbye to frustrating overdraft fees and late payment charges with Gerald. Simply sign up for an FDIC insured account and connect your billing accounts. When you're short on funds, Gerald will notify you right away and give you options to get up to $215 in overdraft cash instantly. Unlike big banks, we don't charge you an overdraft fee, and you get overdraft protection included in our convenient checking account.

Flexible Repayment Time Frame

Gerald offers overdraft advances with no interest (APR), credit checks, origination, or hidden fees. You can align repayments with when you have funds. If you need help changing a repayment date, reach out to [email protected]. We don't charge fees for advances. For example, if you take a $100 cash advance, funds are sent via bank transfer and can be paid back with 0% interest and $0 hidden fees directly connected to the advance.

Bill Tracker

Gerald takes the stress out of keeping track of bills. You can consolidate all of your bill accounts, including mortgage, cable, auto insurance, rent, internet, life insurance, utilities, phone, auto loans, medical bills, and more, in one place. You can also set up autopay to ensure you never miss a bill payment again.

Leave Financial Stress Behind

Download Gerald today and start changing your finances for the better. We offer everything you need to stress less and enjoy your money more. Sign up today, and we'll get you set up in minutes.

Get Connected

Follow Gerald on Twitter and LinkedIn, and visit our website for more information on our privacy policy and terms of service.

Disclaimer

Note that Gerald does not offer loans and is not a payday loan, cash loan, or personal loan app. We offer overdraft advances through our FDIC insured bank account. Overdraft advances can be transferred to a connected bank account. Funds are FDIC insured up to $250,000. Not all users will qualify, subject to approval policies. We charge a monthly membership fee of $9.99 that provides access to all app features, including checking account, overdraft protection, bill management, and more. Banking services are provided by Evolve Bank & Trust, Member FDIC.